Title
Insurance
PROTECT YOURSELF
THE IMPORTANCE OF
TITLE INSURANCE
Title insurance protects you, the property owner, and the lending institution that handles your mortgage from unforeseen claims that may arise against your property. The title insurance provides protection from financial loss and payment of legal costs associated with title claims.
How Title Insurance Protects You
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From additional hazards which may be revealed in the land records
Incorrect marital status of owner
Easements
Deeds, wills, and trusts that contain improper vesting and incorrect names
Transfer of property by a mentally incompetent person or minor
Previously undisclosed heirs with claims against the property
Instruments executed under expired or fabricated Power of Attorney
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Mistakes in the public records
Property line disagreement (i.e. a neighbor builds a fence on your property)
Confusion due to similar or identical names
Outstanding mortgages, judgments, and tax liens
Incorrect notary acknowledgments
A forged deed that transfers no title to real property
HFTG RESOURCE CENTER
HFTG
